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Shani transits in 12th from your sign but in own sign which is the first phase of seven and half adverse transit. Expenditure and disappointments are caused during this transit. You will develop some resigned attitude towards life. There are some financial problems and the loans cause discomfort. Students are not able to concentrate and loose interest in studies. But with some efforts they will be able to score good marks. Any health problem or weakness in the chart, that already exists in the chart, will surface. Long distance transfers are seen. This transit stabilizes the financial front. You are prone to health problems that affect upper chest and lower back. You have an inclination to spend more on religious duties, pilgrimages and such functions. When Shani is combust, you have the hell falling on you. Heavy expenditure, increased blood pressure, eye or head related problems, imposition of fines and terrible wrath of higher officers.
Fortunately, the hardships described above are there but less as shani is in his own sign. You should do shiva pooja on Saturdays and Maasa shivaratri days. Extreme caution is required in professional matters. Do not put your papers, even if you are humiliated or ignored for promotion. Have patience, good days will come - after two and half years.
KUMBHA [Dhanista 3,4; Shatabhisha & Poorvabhadra 1,2,3rd padas]
॥ओं शनैश्चराय विद्महे छायापुत्राय धीमही। तन्नो मंदः प्रचोदया्॥